Editor’s Letter

By Marianna Richardson The word undaunted implies not being intimidated by experiences that would normally bring discouragement, difficulty, or disappointment.1 War often brings such intimidating experiences. In the Book of Mormon, the Nephites were fighting the Lamanites in a battle for their very existence. Even though the Nephite armies were about to give way to the Lamanites, losing their lives and liberty, there were 2,060 young warriors … Continue reading Editor’s Letter

Navigating Corporate Social Responsibility

Today, academics and business leaders often hold deeply polarized and conflicting views on corporate responsibility. While some individuals maintain that corporations exist solely to increase shareholder wealth, others argue that companies should use their considerable influence to protect the welfare of a variety of stakeholders. Continue reading Navigating Corporate Social Responsibility

A New Minimum Wage: A Look at the 2021 Raise the Wage Act

By: Nathan Baker The first few months of 2021 have been nothing if not chaotic. Trying to find objective, factual information about the world’s constant changes can be difficult, and the abundance of left- and right-leaning biased media outlets don’t make things any easier. Amidst the confusion, the raise of the federal minimum wage sticks out as one of the most hotly debated and commonly … Continue reading A New Minimum Wage: A Look at the 2021 Raise the Wage Act

Saving for Retirement as a College Student

by Savanna Freeman   College students have many responsibilities and activities that require their attention, but is retirement on students’ radars? Financial planning for retirement is something that requires immediate attention. College students who have not started planning for retirement yet should take the time to learn about and actively participate in financial planning for retirement (such as using 401ks, IRAs, or both). Financial planning … Continue reading Saving for Retirement as a College Student

Data Scientist vs Actuary: An Analysis of Opportunity Cost

By Ben Burnett Anyone studying in a quantitative field must learn about data and actuarial science—the study of the financial implications of uncertain future events—before they graduate. If you are considering a career in data science, it’s important to learn about actuarial science; if you are in an actuarial program, you likely already know about data science. It is what these careers have in common … Continue reading Data Scientist vs Actuary: An Analysis of Opportunity Cost

The Race to Embrace Zoom

By Olivia Moore Figure 1 There was a 2,900% increase in Zoom meeting participants at the beginning of the COVID-19 pandemic.1 Even though employees have started to head back into the office, Zoom has retained these participants and continues to grow. The retention of Zoom, along with other video-conferencing platforms, for over 18 months suggests that it was not just a tool for the pandemic. … Continue reading The Race to Embrace Zoom

Avoiding “’Til Debt Do Us Part”: Financial Strategies for Newly-Wed Couples

By Jane Robinson Too often, the romantic sentiment of “‘Til death do us part” is being replaced with “‘Til debt do us part.” For several years, I have worked on BYU campus as a Teaching Assistant for a family finance class. Each semester, I am surprised to learn how little college students know about managing personal finances. Unfortunately, this lack of knowledge creates a problem … Continue reading Avoiding “’Til Debt Do Us Part”: Financial Strategies for Newly-Wed Couples

Skills I Learned When Faced with a Used Commode

By: Drake Jackman Last year, I had the opportunity to work for Intermountain Homecare and Hospice as a Medical Equipment Expert. I was tasked with going to patients’ homes to deliver and pick up medical supplies such as beds, oxygen machines, and wheelchairs. I once went to pick up the equipment for a hospice patient, which included a bedside commode. I assumed the commode was … Continue reading Skills I Learned When Faced with a Used Commode

The Impact of a Cashless Economy on American Privacy

By: Zach Parrish   Famous media theorist Marshall McLuhan once said, “The more data banks record about each one of us, the less we exist.” Our privacy is seriously jeopardized, with America’s transition to a cashless society quickly accelerating. All Americans, from high school students to suburban moms, need to understand the following: The trend towards a cashless society in America. The potential impact of … Continue reading The Impact of a Cashless Economy on American Privacy

Will We Ever Return to Normality? The Realities of Remote Learning

By: Benjamin Kloepfer The Pandemic As soon as the pandemic hit, I was struck with the realities of remote learning. As a 22-year-old college student, I sat at the crossroads of several career choices. I was frustrated to find myself watching prerecorded lectures, competing with the increased ease of cheating on exams, and dealing with a new degree of isolation. These circumstances were especially poignant … Continue reading Will We Ever Return to Normality? The Realities of Remote Learning

Student Athletes: A New Look at What They Can Do for Your School

By: Zack Ericksen Introduction Imagine going to work just to find out you won’t get paid. Until the Supreme Court’s ruling in NCAA v Alston, “the NCAA and its member colleges were suppressing the pay of student athletes who collectively generate billions of dollars in revenues for colleges every year. Those enormous sums of money flowed seemingly to everyone except the student athletes.”1 Many felt … Continue reading Student Athletes: A New Look at What They Can Do for Your School

Development Policy in Occupied Palestine

By Michella Kopti Israel has seen remarkable growth in the past fifty years. The most recent global financial crisis in 2009 produced a brief period of recession in the country. Still, their prudent fiscal policies and regulations, combined with a particularly robust banking sector, allowed the economy to recover quickly. Israel is now considered one of the most resilient and technologically advanced market economies in … Continue reading Development Policy in Occupied Palestine

Grit is More Important than GPA

By: Cooper McKeehan Introduction Do you feel like a small pawn in a world of intelligent people? You may have a lot more to offer than you think. Grit is more important than GPA. That is right: the grade you got in your college accounting class, it means nothing. Your 34 on the ACT —  means zilch. What matters is how hard you are willing … Continue reading Grit is More Important than GPA

CDOs: Could They Cause Another Recession?

By: Harrison McFarland Introduction of CDOs Between the years 2007 and 2009, it was estimated that American households lost over $16 trillion in net worth.1 These years are widely referred to as the Great Recession, and it was the worst economic downturn that the United States had experienced since the Great Depression in the 1930s. The recession was the result of numerous problems within the … Continue reading CDOs: Could They Cause Another Recession?

The Benefits of Creativity and Innovation

By Jacob Lee   “Creativity is intelligence having fun!” –Albert Einstein   As one of the world’s most analytical thinkers, Albert Einstein acknowledged the role and importance of creativity. Unfortunately, creativity is viewed by some as unnecessary for the day-to-day operations of a company. Company administrators may feel the design and structure of their organizations omit the need for creativity. However, creativity and innovation are … Continue reading The Benefits of Creativity and Innovation

Understanding the Housing Market

By Ty Warr In January 2012, the average home value in Utah was $199,000. In September 2021, it was reported to be $498,273. In about 10 years, home prices have increased by almost $300,000.2 Why have home prices in both Utah and throughout the country increased so dramatically? Home prices in Utah have steadily increased over the past 10 years. Within the past year, the … Continue reading Understanding the Housing Market